License Agreement

Effective Date: 03/07/2025
Last Updated: 03/07/2025

This License Agreement ("Agreement") is between MyBundlePay Ltd ("MyBundlePay", "we", "our", or "us") and you ("User", "you", or "your"), regarding the use of our website (www.mybundlepay.com) and MyBundlePay mobile application.

By accessing or using our website, app, or any of our services, you agree to be bound by this Agreement.

1. Ownership and Intellectual Property

All content, code, graphics, design, tools, and technology on the MyBundlePay platform are the exclusive property of MyBundlePay Ltd. This includes:

• The MyBundlePay name, logo, and branding

• Website and app design/interface

• Wallet infrastructure and virtual card tools

• API systems and integration SDKs

• Transaction processing logic

You are granted a limited, non-exclusive, non-transferable, and revocable license to use the website and mobile app solely for lawful purposes.

2. License Grant

Subject to your compliance with this Agreement:

• You may view and use the website/app to access MyBundlePay services such as wallet funding, bill payment, virtual card usage, and merchant features.

• If you're a developer or business, you may integrate with our public APIs under the terms provided in our API documentation.

You may not:

• Reverse engineer, copy, or modify the app or website code

• Resell or redistribute any part of the platform without written approval

• Create a competing service using our content, UI/UX, or backend logic

• Use automated scripts, bots, or scraping tools to interact with our system

3. Updates and Modifications

MyBundlePay may update the website, app, or API at any time for performance, security, or functionality improvements. Such updates may occur without prior notice, and we reserve the right to disable or modify features as needed.

4. User Restrictions

You agree not to:

• Use the platform to commit fraud, scams, or unauthorized financial activity

• Upload harmful or malicious code

• Interfere with the security or performance of the platform

• Use stolen identities, cards, or impersonate others

• Violate Nigerian laws or Central Bank regulations while using the app or website

Violation of these rules may lead to permanent account suspension and possible legal action.

5. Termination of Access

We may suspend or terminate your license if:

• You breach any part of this Agreement

• We detect fraudulent or malicious use of the platform

• Required by law or regulation

If terminated, you must stop using the app/website immediately. Any outstanding balance in your wallet will be handled according to our Refund Policy.

6. Data Use and Privacy

By using the MyBundlePay app or website:

• You consent to the collection and processing of your data as described in our Privacy Policy

• We comply with NDPR (Nigeria Data Protection Regulation)

• Your information is stored securely and will not be sold or misused

7. Disclaimer of Warranties

The website and mobile app are provided "as is" and "as available". We do not guarantee uninterrupted service, bug-free features, or third-party compatibility (e.g., with banks or card schemes).

You use the platform at your own risk.

8. Limitation of Liability

MyBundlePay is not liable for:

• Loss of funds due to incorrect inputs (e.g., wrong account number, meter ID, or phone number)

• Delays caused by third-party providers (banks, telcos, card processors)

• Loss of data, interruption of service, or any indirect damages from using the app or website

9. Legal Jurisdiction

This Agreement is governed by the laws of the Federal Republic of Nigeria. Any disputes will be settled in a competent court in Nigeria.

10. Contact and Support

If you have any questions about this License Agreement or need support:

Email: support@mybundlepay.com
Website: www.mybundlepay.com
In-App Chat: Available 24/7

11. Acceptance

By using MyBundlePay’s website, app, or APIs, you confirm that you have read, understood, and agreed to be bound by this License Agreement.